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APR

13.0–16.0%

/yr

Amount

KSh50k–KSh5M

Term

12–72mo

This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

⚡ 2-5 business days Check rates

APR

90.0%

/yr

Amount

KSh100–KSh50k

Term

1–1mo

This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

⚡ Instant Check rates

APR

11.0–14.0%

/yr

Amount

KSh50k–KSh5M

Term

12–72mo

This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

⚡ 2-5 business days Check rates

APR

8.99–12.0%

/yr

Amount

Up to KSh10

Term

≤300mo

This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

APR

14.0–18.0%

/yr

Amount

KSh50k–KSh3M

Term

12–60mo

This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

⚡ 2-5 business days Check rates

APR

18.0–22.0%

/yr

Amount

KSh5k–KSh2M

Term

6–48mo

This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

⚡ 1-3 business days Check rates