Insights, guides, and updates
Explore personal loans with low APRs for bad credit borrowers, featuring rates as low as 12.25% and flexible terms up to 84 months.
APR
36.0–60.0%
/yr
Amount
R500–R8k
Term
≤3mo
This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
APR
12.25–27.75%
/yr
Amount
R1k–R250k
Term
6–84mo
Ideal for clients seeking a quick, fully digital loan process with personalised rates.
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR
36.0–38%
/yr
Amount
R1k–R7.2k
Term
2–2mo
This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
APR
27.0–27.75%
/yr
Amount
R500–R50k
Term
1–36mo
This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
This loan is best for individuals needing quick access to funds with a flexible repayment structure.
